When we talk to our clients about ICBC Part 7 benefits they often ask us, ‘What are Part 7 benefits?’. Part 7 benefits are payments paid by ICBC to anyone injured in an accident, regardless of who is at fault. We’ve summarized below the 7 things you need to know about Part 7 benefits for personal injury claims.
- Part 7 benefits are also commonly referred to as accident benefits or no fault benefits.
- An individual is entitled to benefits if they are injured or killed in a motor vehicle accident, regardless of who caused the accident.
- The benefits included are medical and rehabilitative benefits, wage loss and disability benefits, housekeeping benefits and death benefits.
- ICBC will only pre-authorize 12 acupuncture, 25 chiropractic, 12 counselling, 12 kinesiology, 12 massage therapy, 25 physiotherapy and 12 psychology treatments, so you will have to provide a doctor’s written referral for further treatment.
- ICBC will only reimburse you up to a specific fee limit for each treatment: $88 for acupuncture, $53 for chiropractic, $120 for counselling, $78 for kinesiology, $80 for massage therapy, $79 for physiotherapy and $195 for psychology treatments.
- You need to send in your receipts to ICBC within 60 days of the provided service, otherwise you will not be reimbursed.
- If you have extended health benefits, you must go through them first before proceeding through ICBC for reimbursement.
Our legal team at Simpson, Thomas & Associates understands that personal injury claims can get complicated and we are here to help you better understand all aspects of your claim.
If you or a loved one has been injured in a motor vehicle accident, please call us at (604) 262-0457 to schedule a complementary consultation.