Top 7 things you need to know about ICBC Part 7 benefits

When we talk to our clients about ICBC Part 7 benefits they often ask us, ‘What are Part 7 benefits?’. Part 7 benefits are payments paid by ICBC to anyone injured in an accident, regardless of who is at fault. We’ve summarized below the 7 things you need to know about Part 7 benefits for personal injury claims.

  1. Part 7 benefits are also commonly referred to as accident benefits or no fault benefits.
  2. An individual is entitled to benefits if they are injured or killed in a motor vehicle accident, regardless of who caused the accident.
  3. The benefits included are medical and rehabilitative benefits, wage loss and disability benefits, housekeeping benefits and death benefits.
  4. ICBC will only pre-authorize 12 acupuncture, 25 chiropractic, 12 counselling, 12 kinesiology, 12 massage therapy, 25 physiotherapy and 12 psychology treatments, so you will have to provide a doctor’s written referral for further treatment.
  5. ICBC will only reimburse you up to a specific fee limit for each treatment: $88 for acupuncture, $53 for chiropractic, $120 for counselling, $78 for kinesiology, $80 for massage therapy, $79 for physiotherapy and $195 for psychology treatments.
  6. You need to send in your receipts to ICBC within 60 days of the provided service, otherwise you will not be reimbursed.
  7. If you have extended health benefits, you must go through them first before proceeding through ICBC for reimbursement.

Our legal team at Simpson, Thomas & Associates understands that personal injury claims can get complicated and we are here to help you better understand all aspects of your claim.

If you or a loved one has been injured in a motor vehicle accident, please call us at (604) 262-0457 to schedule a complementary consultation.

 

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